.insights-intro{background:var(--warm);padding:clamp(2rem,5vw,3rem) var(--container-pad);border-bottom:1px solid var(--border-subtle)}.insights-intro__inner{max-width:var(--container-max);margin:0 auto;display:grid;gap:1.25rem}@media(min-width:900px){.insights-intro__inner{grid-template-columns:1fr 1.2fr;align-items:end;gap:2.5rem}}.insights-intro__copy{max-width:34ch}.insights-intro__copy p{margin-top:.75rem}.insights-stats{display:flex;flex-wrap:wrap;gap:1.5rem 2rem}.insights-stat{display:flex;flex-direction:column;gap:.2rem}.insights-featured{padding:clamp(2.5rem,6vw,4rem) var(--container-pad);background:var(--paper)}.insights-featured__inner{max-width:var(--container-max);margin:0 auto}.insights-featured__label{margin-bottom:1.25rem}.insights-featured__card{display:grid;grid-template-columns:1fr;background:var(--warm);border:1px solid var(--border-default);border-radius:var(--radius-md);overflow:hidden;text-decoration:none;color:inherit;transition:border-color .3s,box-shadow .35s,transform .25s}.insights-featured__card:hover{border-color:var(--border-neutral-medium);box-shadow:var(--shadow-card-hover)}.insights-featured__card:focus-visible{outline:var(--focus-ring);outline-offset:3px}@media(min-width:900px){.insights-featured__card{grid-template-columns:1.1fr 1fr;min-height:380px}}.insights-featured__media{position:relative;min-height:240px;overflow:hidden}.insights-featured__media img{width:100%;height:100%;object-fit:cover;object-position:center 38%;display:block;transition:transform .5s ease}.insights-featured__card:hover .insights-featured__media img{transform:scale(1.03)}.insights-featured__veil{position:absolute;inset:0;background:linear-gradient(180deg,transparent 62%,rgba(var(--charcoal-rgb),.18) 100%);pointer-events:none}.insights-featured__body{padding:clamp(1.5rem,4vw,2.25rem);display:flex;flex-direction:column;justify-content:center}.insights-featured__meta{display:flex;flex-wrap:wrap;align-items:center;gap:.65rem 1rem;margin-bottom:.85rem}.insights-featured__title{margin-bottom:.85rem}.insights-featured__excerpt{font-size:var(--text-small);line-height:1.75;color:var(--body);margin-bottom:1.25rem;max-width:42ch}.insights-featured__cta{font-size:var(--text-micro);font-weight:600;letter-spacing:var(--tracking-wide);text-transform:uppercase;margin-top:auto}.insights-band{padding:clamp(2.5rem,6vw,4rem) var(--container-pad);background:var(--warm)}.insights-band__inner{max-width:var(--container-max);margin:0 auto}.insights-band__head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:1rem 1.5rem;margin-bottom:1.75rem}.insights-filters{display:flex;flex-wrap:nowrap;gap:.5rem;overflow-x:auto;-webkit-overflow-scrolling:touch;padding-bottom:.25rem;scrollbar-width:none}.insights-filters::-webkit-scrollbar{display:none}.ins-filter-btn{color:var(--body);background:var(--paper);border:1px solid var(--border-strong)}.ins-filter-btn:hover{border-color:var(--gold);color:var(--link)}.ins-filter-btn.active{background:var(--umber);color:var(--gilt);border-color:var(--umber)}@media(min-width:1024px){.insights-filters{flex-wrap:wrap;overflow-x:visible}}.insights-grid{display:grid;gap:1.25rem}@media(min-width:640px){.insights-grid{grid-template-columns:repeat(2,1fr)}}.insight-card{display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--border-default);border-radius:var(--radius-md);overflow:hidden;text-decoration:none;color:inherit;transition:border-color .25s,box-shadow .3s,transform .25s}.insight-card:hover{border-color:var(--border-gold-medium);box-shadow:var(--shadow-card);transform:translateY(-2px)}.insight-card:focus-visible{outline:var(--focus-ring);outline-offset:3px}.insight-card__media{position:relative;aspect-ratio:16 / 10;overflow:hidden}.insight-card__media img{width:100%;height:100%;object-fit:cover;object-position:center 36%;display:block;transition:transform .45s ease}.insight-card:hover .insight-card__media img{transform:scale(1.04)}.insight-card__bar{position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--copper));transform:scaleX(0);transform-origin:left;transition:transform .35s ease}.insight-card:hover .insight-card__bar{transform:scaleX(1)}.insight-card__body{padding:1.25rem 1.2rem 1.35rem;display:flex;flex-direction:column;flex:1}.insight-card__meta{display:flex;flex-wrap:wrap;gap:.5rem .85rem;margin-bottom:.65rem}.insight-card__title{margin-bottom:.55rem}.insight-card__excerpt{flex:1;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.insight-card__read{margin-top:.85rem;font-size:var(--text-micro);font-weight:600;letter-spacing:var(--tracking-wide);text-transform:uppercase}#ins-filter-empty{grid-column:1 / -1;text-align:center;padding:2rem 1rem;font-size:var(--text-small);color:var(--muted)}#ins-filter-empty[hidden]{display:none!important}.insights-topics{background:var(--umber);padding:clamp(2.5rem,5vw,3.5rem) var(--container-pad)}.insights-topics__inner{max-width:var(--container-max);margin:0 auto}.insights-topics .lbl{color:var(--gilt)}.insights-topics .lbl:before{background:var(--gilt)}.insights-topics .sh2{color:var(--warm);margin:.75rem 0 1.5rem}.insights-topics .sh2 em{color:var(--gilt)}.insights-topics__grid{display:grid;gap:1rem}@media(min-width:768px){.insights-topics__grid{grid-template-columns:repeat(3,1fr)}}.insights-topic-card{padding:1.35rem 1.25rem;background:var(--surface-dark-14);border:1px solid var(--border-on-dark);border-radius:var(--radius-sm)}.insights-topic-card__title{margin-bottom:.45rem}.insights-topic-card__text{color:var(--cream-dim)}.ins-article h2:first-of-type{margin-top:0;padding-top:0;border-top:none}.ins-article .ins-pullquote{margin-inline:0;padding-right:.5rem}.ins-article-foot{max-width:var(--container-max);padding-inline:var(--container-pad)}@media(max-width:767px){.insights-band__head{flex-direction:column;align-items:flex-start}.insights-filters{width:100vw;margin-inline:calc(-1 * var(--container-pad));padding-inline:var(--container-pad);padding-right:var(--container-pad);box-sizing:border-box}.ins-article-header{text-align:left}.ins-article-divider{margin-inline:0}}.ins-article-hero-meta{display:flex;flex-wrap:wrap;gap:.65rem 1.25rem;justify-content:center;margin-top:.5rem}.ins-article-header{max-width:42rem;margin:0 auto 2rem;text-align:center}.ins-article-header .ins-topic{margin-bottom:.85rem;display:inline-block}.ins-article-byline{font-size:var(--text-caption);letter-spacing:.04em;color:var(--stone-muted);margin:0}.ins-service-pill{display:inline-flex;margin-top:.85rem;padding:.45rem .85rem;font-size:var(--text-label);font-weight:600;letter-spacing:var(--tracking-wide);text-transform:uppercase;text-decoration:none;color:var(--cognac);border:1px solid rgba(var(--cognac-rgb),.2);border-radius:999px;transition:background .2s,color .2s}.ins-service-pill:hover{background:rgba(var(--gold-rgb),.08);color:var(--umber)}.ins-article-divider{width:3rem;height:2px;background:linear-gradient(90deg,var(--gold),transparent);margin:1.5rem auto 0}.ins-article-nav{max-width:var(--container-max);margin:0 auto;padding:0 var(--container-pad) clamp(2rem,5vw,3rem);display:grid;gap:1rem}@media(min-width:768px){.ins-article-nav{grid-template-columns:1fr 1fr}}.ins-nav-card{display:flex;flex-direction:column;gap:.35rem;padding:1.15rem 1.25rem;background:var(--warm);border:1px solid var(--border-default);border-radius:var(--radius-md);text-decoration:none;color:inherit;transition:border-color .25s,box-shadow .25s}.ins-nav-card:hover{border-color:var(--border-gold-medium);box-shadow:var(--shadow-card-sm)}.ins-nav-card:focus-visible{outline:var(--focus-ring);outline-offset:2px}.ins-nav-card--next{text-align:right}.ins-nav-card__dir{font-size:var(--text-micro);font-weight:600;letter-spacing:var(--tracking-wider);text-transform:uppercase;color:var(--gold)}.ins-related-grid{display:grid;gap:1rem;margin-top:1rem}@media(min-width:640px){.ins-related-grid{grid-template-columns:repeat(2,1fr)}}.insights-cta-band{background:var(--cognac);padding:clamp(3rem,7vw,4.5rem) var(--container-pad);text-align:center;position:relative;overflow:hidden}.insights-cta-band:before{content:"";position:absolute;bottom:-100px;left:-60px;width:280px;height:280px;border-radius:50%;background:var(--surface-gold-08);pointer-events:none}.insights-cta-band__inner{max-width:38rem;margin:0 auto;position:relative;z-index:1}.insights-cta-band .lbl{color:var(--gilt);justify-content:center}.insights-cta-band .lbl:before{background:var(--gilt)}.insights-cta-band .sh2{color:var(--warm);margin:.75rem 0 1rem}.insights-cta-band .sh2 em{color:var(--gilt)}.insights-cta-band__lead{margin-bottom:1.5rem}